Payment Policies/Insurance

We accept most major insurances including but not limited to:

  • Aetna
  • ChampVA
  • Coventry
  • Golden Rule
  • Mail Handlers
  • Medicare and most Medicare Advantage plans
  • Tricare
  • United Healthcare
  • UMR
  • Medishare Christian Healthcare
  • Bright Health
  • Blue Cross/BS (Not CHI plans
  • Cigna
  • GEHA
  • Medicaid (Nebraska, NOT Iowa)
  • Midlands Choice
  • Railroad Medicare
  • Humana
  • Liberty Healthshare
  • Medica (not CHI plans)

While our billing department is extremely knowledgeable in matters of insurance, they are unable to know whether certain services or procedures are covered by your individual insurance plan. Please contact your insurance company to verify what network our practice prior to your visit to be sure our practice is an In-Network provider per your policy to avoid any confusion on statements.  If you do receive a statement about an uncovered service,  please contact your insurance company first to inquire why a service was not covered, then contact our billing department if any corrections need to be made.  If you are in need of free or low cost medical care, we can provide you with a list of local clinics.

Please be aware that co-pays are due at the time of service per your insurance company.  If you have an past due balance, payment is due before you are able to see a provider or refill prescriptions for non urgent medical issues.  You may now pay online and view your bill.   You can also see your payment history as well as print a copy of your payments for your records.  Please note that if you pay less than the balance due, a billing specialist may contact you regarding the balance owing.  Please contact our billing specialists at 402-292-9170 option 3. for billing inquiries or if you prefer to pay by phone. If you would like to discuss in person with a billing specialist, please call in advance to make sure someone is available to meet with you in person.  Statements are sent out monthly from our office.  If they are not paid by the due date you may incur a re-billing fee of 5.00 to offset the expense of sending multiple statements.  Please note that we do not have enough staff to call patients regarding past due bills.  Please do not discuss billing with your providers.  They would like to devote their time to your medical issues. Please be aware that we are an independent/private practice and we are not able to offer long term financing.

Statements that become delinquent without arrangements approved by the Billing Manager, may be sent to an outside collection agency,  Clear Recovery.  If you account is sent for collections, the entire bill needs to be paid before we will schedule future appointments.   After your bill is paid, we will accept you back to our practice with the understanding that you  will pay your future bills on time.  If your account becomes delinquent a second time, we will dismiss you from our practice.

If you are a self-pay patient without insurance coverage, FULL payment is due at the time of your visit. When checking in, the receptionist will ask for  a credit/debit card to be held securely behind the counter until the end of your appointment. You will NOT be charged until the end of your visit and you can pay in any way you are able. Self pay patients will receive a 20% discount off the total charge. We ask that new patients that are self pay do not pay by check.

For your convenience, we accept Cash, Check, Visa, MasterCard, Discover and American Express.

  • Please Note: We DO NOT accept cash for supplements. Only Credit/Debit cards and Checks made out to DP&W can be accepted.